Wednesday, April 28, 2010

Finance Jobs

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Finance Jobs extremely lucrative and promising. No Doubt about it. Having opened its doors to banks, financial institutions and investment banks from across the world. International & Local Financial Companies these days are offering:

  • Retail Banking Solutions Companies have set up shop across the length and breadth, to take care of consumer banking needs.
  • Similarly, taking advantage of people's needs to invest for their future, and given the vibrancy and dynamism of the Stock Exchanges in the region, several Investment Banks and Financial Advisory firms have started operations. These offer a gamut of investment options and advice for many products such as Mutual Funds, Real Estate, Stocks, Futures, Commodities, Debentures, Bonds, and Oil.
  • Corporate Banking Solutions are offered by several Banks to large and medium sized companies operating out of India, in the Middle East and North African region (MENA).
  • Accounting is required by every small, medium and large company for various purposes like profit and loss statement of accounts, payroll processing, payments and collections, tax calculations, loan payment calculations and benefits and perks calculations.

This activity has led to the creation of hitherto non-existent careers & opportunities in sectors such as Investment Management, Banking & Accountancy. Job Positions like:

  • Investment Advisor, Commodities Broker, Foreign Exchange Broker, Equities Trader, Platform Consultant, Investment Analyst, Investment Marketer, Investment Fund Manager, etc. have become hot considering the earnings potential in investment products.
  • In the same way different finance jobs like Banker, Teller, Corporate Financier, Credit Analyst, Financial Adviser, Corporate Sales Representatives, Product Manager, and many more have become much wanted in the Banking sector.
  • Accounting Technician, Chartered Accountant, Chartered Certified Accountant, Chartered Management Accountant, Chartered Public Finance Accountant have come into their own due to many new companies establishing base in Dubai.

Monday, April 26, 2010

Career as a Personal Financial Adviser

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Both financial analysts and advisers are responsible for providing financial information to clients so that they can make appropriate business and investment decisions. The job responsibilities of both professionals will vary due to their investor relationships.

Securities analysts will usually work for banks and insurance companies, making investment decisions and determining company values in order to estimate future earnings for shareholders. Some analysts are responsible for selling shares for a company, often called institutional investors, and others are responsible for selling securities for their clients.

Most financial analysts will specialise in a particular type of security instrument, such as commodities or municipal bonds. They will have to keep abreast of any latest changes in company ratings or global situations that will affect companies share price and investment holdings.

Financial advisers and quantitative analysts are responsible for helping individuals invest their money wisely, often planning for both short and long-term goals. Some planners may help the clients with retirement, while others will provide tax advice or information on estate management.

Wealth managers are responsible for helping clients who have a lot of money to invest, managing the portfolios of very rich individuals such as billionaires.

The working conditions for financial advisor jobs can be fairly stressful, as they often involve long hours and travel. Most analysts will work overtime in order to meet the needs of their clients, although personal finance advisors usually have more regular hours.

Most analysts and advisers must have a bachelor's degree in order to gain employment with a financial institution, and the Financial Industry Regulatory Authority is responsible for licensing agents.

Friday, April 16, 2010

Careers In Finance

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The finance industry is concerned with how individuals and institutions handle their financial resources -- how they raise their money, where they allocate it and how they use it -- and assesses the risks involved in these activities as well as recommends ways to manage these risks.

There are a number of exciting and rewarding jobs in the field of finance. What follows are just a few examples.

The commercial banking sector employs more people than any other facet of the financial services industry. Banks offer individuals the opportunity to interact with a broad spectrum of people and the chance to develop a clientele. People in banking usually start out as tellers and shift to other bank services such as leasing, credit card banking, trade credit and international finance.

As the name indicates, a career in corporate finance means you will work in a corporation and are mainly concerned with sourcing money for the company -- money that will be used to develop the business, make acquisitions and ensure the company's future. In a corporation, you are likely to start as a financial officer.

As a financial planner, you may also work for a corporation but will mainly be concerned with only one aspect of finances -- planning for the future. You have to have a firm grasp of investments, estate planning as well as taxes. Or you may serve as a consultant who provides financial planning for individuals, e.g., planning their retirement needs or how they can put their kids through college.

With annual revenues surpassing the trillion-dollar mark, the insurance industry looms as one of the most attractive areas for a career in finance. In 2005, there were an estimated 2.5 million people in the US who were employed in the insurance field, which is mainly considered with the business of managing risk and anticipating problem areas. Possible jobs in insurance include working as an underwriter, sales representative, customer service rep, asset manager or an actuary.

A career in investment banking means you will be concerned with issuing securing and helping investors buy, manage or trade financial assets. As a bonus, you get the chance to work on Wall Street in a leading investment banks such as Merrill Lynch, Salomon Smith Barney, Morgan Stanley Dean Witter and Goldman Sachs.

Thursday, April 15, 2010

Financial Planning Career - Know the Finance Industry

Starting a career in financial planning will take a lot of hard work and dedication to be successful. A financial planner specialises in the planning aspect of finances, usually finance planners focus on the aspect of personal finance rather than investments and insurance. This is an extremely lucrative career because of the increase in college graduates who need help after graduation forming a budget to pay back loans. A financial planning career requires extensive knowledge in the finance sector, ability to set and help assist in clients sustaining financial goals and helping clients build financial security.

Knowing the finance industry is a must for any financial planning professional. This career requires substantial knowledge in finance because it directly affects an individual's spending and saving habits. A bachelor's degree in finance is a very effective way to showcase your knowledge in the field. Having a 4 year degree will allow you to find the necessary experience with jobs and connections with other successful financial planners. This will only add to your credentials when you officially decide to go into a financial planning career. A finance concentration is offered at universities across the country and they will provide you with the necessary knowledge to success as a professional financial planner.

Once your education and experience reflect that of a successful financial planning career then you can start accessing your abilities to further advance your career. It is important that you understand the process of setting financial goals for your client. This includes potential budget concerns and strategizing spending habits for a certain period of time. Your main priority it to ensure that your client will meet all possible financial goals they desire without losing money in the mean time. A financial planning career can become demanding so it important that you and your client have a significant trust in each other.

The next step to a successful financial planning career once you have set a strategy for your client is to build their future. Financial planning does not stop when the goals are met. This career allows you the ability to help individuals or business owners to find some financial security once they choose to move on to retirement. Also, this step will help with creating college funds for your children and ridding the worries of healthcare. A financial planning career is rewarding for the simple reason that you have the chance to help people secure their future.

Financial planning is a multi-step process that will allow you to access your client's particular financial situation and make the best decisions to help them. A Financial planner career will take a lot of work and research but if you are up for the challenge it can be a very powerful career to pursue. Finances are a major part of society and it sometimes takes professional help for you to handle it correctly. The growth of risk takers seems to continue to increase everyday and with risk takers there will always be a need for financial advice.

Why finding new job in finance is easy?

Entry level finance jobs can be easy to come by if you know where and how to look. You are probably fresh out of college, and you are seeking a job in an entry level finance position. A common question many fresh graduates have is "How long would it take you to find a job, considering there are so many other people out there looking for the same job that I am looking for?"

Nowadays, it isn't as difficult to seek a job as it used to be, despite what the economy is going through. We have the Internet, and there are so many sites available on there where employers advertise to look for people like you. There are many websites that can assist you in your search.

Unfortunately, because the Internet has gotten so popular, a majority of the people you are competing with are most likely going to do the same thing as you. The first thing they are probably going to do is get on
the Internet and visit those website where they know they can find some job openings in the entry level finance field. So far, you're doing everything your competition is doing. You'll probably look for job openings, email the employers, and wait for the employers to contact you back to possibly set up an interview. Pretty basic stuff.

Well, the good news is, not a lot of your competitors will go above and beyond like you will. If you are really serious about getting yourself a well paying entry level finance job, you will go above and beyond in order to beat all your other competitors.

First, you will seek for the job openings in finance field. You are going to email the employer your resume and cover letter, then, you will not just wait for the company to contact you. You are going to have to call them and let them get to know about you, that way, you are already in their minds. If possible, you can even visit their office and introduce yourself. This process can take a little bit of time and effort, especially if the company you are applying for is a very busy company and has a lot going on, but you are going to have to be patient and understand that this is a part of getting yourself ahead in the game. Remember, employers like to hire aggressive and people skilled employees like you and they are not going to know what's so different about you and your skill set just by sending them an email.

Once you get yourself an interview, it's time for you to shine even more! Be professional, yet friendly. Be aggressive, yet cool. Employers don't like to hire robots. They like to hire people who have great personalities and know how to take initiative and can make good decisions. Let them know that you are very interested in an entry level finance position and sell them the skill set what you bring to the table.

With this knowledge, not only will you advance in looking for a entry level finance job, but you will also build a lot more confidence during your interview, knowing that you have reached that far in the game. Good luck in finding your position in entry level finance.

Why finding new job in finance is easy?

Entry level finance jobs can be easy to come by if you know where and how to look. You are probably fresh out of college, and you are seeking a job in an entry level finance position. A common question many fresh graduates have is "How long would it take you to find a job, considering there are so many other people out there looking for the same job that I am looking for?"

Nowadays, it isn't as difficult to seek a job as it used to be, despite what the economy is going through. We have the Internet, and there are so many sites available on there where employers advertise to look for people like you. There are many websites that can assist you in your search.

Unfortunately, because the Internet has gotten so popular, a majority of the people you are competing with are most likely going to do the same thing as you. The first thing they are probably going to do is get on
the Internet and visit those website where they know they can find some job openings in the entry level finance field. So far, you're doing everything your competition is doing. You'll probably look for job openings, email the employers, and wait for the employers to contact you back to possibly set up an interview. Pretty basic stuff.

Well, the good news is, not a lot of your competitors will go above and beyond like you will. If you are really serious about getting yourself a well paying entry level finance job, you will go above and beyond in order to beat all your other competitors.

First, you will seek for the job openings in finance field. You are going to email the employer your resume and cover letter, then, you will not just wait for the company to contact you. You are going to have to call them and let them get to know about you, that way, you are already in their minds. If possible, you can even visit their office and introduce yourself. This process can take a little bit of time and effort, especially if the company you are applying for is a very busy company and has a lot going on, but you are going to have to be patient and understand that this is a part of getting yourself ahead in the game. Remember, employers like to hire aggressive and people skilled employees like you and they are not going to know what's so different about you and your skill set just by sending them an email.

Once you get yourself an interview, it's time for you to shine even more! Be professional, yet friendly. Be aggressive, yet cool. Employers don't like to hire robots. They like to hire people who have great personalities and know how to take initiative and can make good decisions. Let them know that you are very interested in an entry level finance position and sell them the skill set what you bring to the table.

With this knowledge, not only will you advance in looking for a entry level finance job, but you will also build a lot more confidence during your interview, knowing that you have reached that far in the game. Good luck in finding your position in entry level finance.

Wednesday, April 14, 2010

Different Options in Finance Jobs

Looking for a job in finance has a variety of different opportunities from you to choose form. Some of the opportunities for someone interested in a finance job include, real estate, money management, investing banking, insurance, commercial banking job, corporate finance, financial planning and private equity. Remember these are just a few that you can do.

Real Estate Job Opportunities

Here is a short explanation of some of these so you can understand a little more on the job opportunities for them. It has a wide varieties in itself for you to look into. There is an agent or broker in residential parts, or sales in commercial. Another is a real estate appraisal, you will give an estimated amount on a property's value as well as the quality. Maybe you would like to manage property. Top owners of real estate need professional managers. If you wish to later go in the real estate business yourself this can be helpful. This is just a small portion of what is available in real estate.

Finance Job In Insurance

Insurance is a finance job that is in demand. In the United States insurance is a trillion dollar industry. If you are interested in helping businesses and individuals to understand and explain their insurance needs to protect them this job can be rewarding. The largest areas of insurance is health, auto, life, and property and casualty insurance.

Commercial Banking Job Information

Commercial banking might be the career choice you are interested in. You might start as a teller on the branch level and move your way up the ladder to possibly trade credit or international finance. There is room to grow in this job opportunity. The commercial banks give service to large companies as well s small and to individuals. Right now in the industry of financial services, commercial banking has the largest amount of jobs.

Some Final Information

Before embarking on any career it is wise to do your homework. You should research each aspect of the career you have in mind. The internet opens up a wide range of information on any job you might be interested in.

Finance Blues supplies a variety of different article, reviews, and views for a number of different problems that are related. Please take some time and visit them on the web at financeblues.com for more information like finance jobs, corporate finance careers, banking job etc.